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Medicare Plan L - Medigap Plan L

Medicare Plan L is one of the eleven Medicare standardize plans approved by the Center for Medicare and Medicaid Services.

This Plan L covers all the plan basic services found in Plan A. However, all basic benefits are covered at 75% except 100% coverage is still paid for basic hospitalization and preventative care. In addition to basic services the plan pays 75% of the Hospital deductible of Medicare Part A as well as 75% of the Skilled Nursing benefit up to a maximum out-of pocket limit of $2310 in a calendar year. When this limit is reached all approved expenses are covered at 100%.

Medicare Plan L Coverage Includes: All of Plan A as follows:

  • Maximum Combined Out-of Pocket limit of $2310
  • 100% Medicare Part A Co-insurance for Hospitals
  • 100% on all preventative care services
  • 75% on all other Basic services

Additional Benefits:

  • 75% of Part A Hospital Deductible
  • 75% Skilled Nursing Facility Co-Insurance


This plan provides a lower maximum out of pocket expense compared to Plan K with a higher Coinsurance paid their by reducing risk of large maximum out of pocket expenses.

Compare all plan premiums in your state, county and zip code by filling out the quote form above.



 

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