Medicare Plan G - Medigap Plan G

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Medicare Plan G - Medigap Plan G

Medicare Plan G remains a pillar of the 2010 Medicare Improvements for Patients and Providers Act (MIPPA). Only one benefit separates this plan from Medicare Plan F that is called by many the Cadillac plans of the 11 new Modernization Plans.

Medicare Plan G has all the coverage benefits found in Plan F to include Basic benefits required of all plans; Hospital Part A Deductible, Skilled Nursing Co-Insurance, Medicare Part B Excess Charges and Foreign Travel Expense.

What is lacking in Plan G Coverage?

Plan G Coverage has no Part B Deductible benefit
Part B Deductible in year 2010 is $155.00

Plan G premiums are competitively priced and normally you will find a premium difference of about $13.00 per month between Plan G and Plan F. The $155.00 deductible amount needs to be satisfied before any portion of medical services; procedures or equipment will be paid by Medicare. Although premiums are different by approximately the amount of $155; we find most Medicare beneficiaries will opt for Plan F over G as they prefer not to have to pay any medical expense over and above their monthly premium.

To get full understanding of the difference in premiums between Plans G and F and all the different plans you need to register your information above. In it only takes a few seconds and then you will be on your way to gaining first hand knowledge about premium pricing in your state and county.

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