Medicare Supplement Insurance Companies and Premium Rates in your Area
Medicare Supplement Insurance Companies and Finding the Best Premium Rates and Program in your Area.
How do I find the best Medicare Insurance Company to help meet my individual needs?
There are approximately 180 Medicare Supplement Insurance companies selling one or more of the 11 approved Modernized plans approved by the Center for Medicare and Medicaid Services, (CMS). These plans are a result of the new 2010 Medicare Improvements for Patients and Providers Act (MIPPA) effective June 2010.
Medicare plans are offered and priced by the state, county and zip code where the Medicare beneficiary resides. In each county through out the United States there can be anywhere from 8 to 65 companies offering Medicare Supplement plans for that individual state and county. Our research shows most individuals when shopping for a Medicare Supplement plan will call two or three companies then make a buying decision. Those companies are usually insurance carriers that individuals have either dealt with in the past or know of through name recognition. Now, there is nothing wrong with this type of buying process and we encourage a person to proceed ahead if it makes them feel most comfortable. However, if you are looking for the best value for your Medicare dollar you need to have a different game plan. Companies that have competitively priced premiums in the group health and individual underage 65 markets, can be extremely over priced in the Medicare supplement market.
Our studies show the average consumer does not have the patience or the time to call each and every company available to find out who has the best premium pricing for the Medicare supplement plan that is available in their area. It is further complicated by companies wanting to send an agent out to your home prior to giving you a quote in hopes to meet with you, win your confidence and have you buy from them right there at your home no matter what the premium price may be.
What is the alternative? Hire a professional National Insurance Agency (Broker) at no cost to you. They have trained Medicare Specialists to help you sort through all the different companies and their premiums they charge. This is all done at no cost to you as the insurance company you choose to do business with pays the agent broker for bringing them their customer. Also, by State & Federal statues insurance carrier must charge you the same premium they would charge a Medicare beneficiary who goes directly through their customer service enrollment call center. The advantage here is you have your own personal agent to help guide you through all the twist and turns of the Medicare process. Secondly, you save precious time as well as many days of headaches in search for the best program. Lastly, you can save hundreds of dollars in premium costs over the year and thousands of dollars over a lifetime by being informed of many of the different companies offering plans and their pricing.
All eleven Modernized Medigap plans sold have standardized benefits. So the focus of getting the best value is to first determine your needs by plan choice, then go shopping the monthly or annual premium costs of all the companies selling plans in your area. Customer service and stability of each company are other aspects of consideration as well as how long the insurance carrier has been committed to the Senior market selling Medicare Supplement plans. When we shop for a Medicare policy for our clients we look for and address each these concerns. Our service helps save our clients hundreds and even thousand dollars or more on their Medicare premiums.
Here is a list of many Medicare Companies Offering Medigap Plans in the USA
AARP Medicare Supplemental
Admiral Life Insurance
Aetna Life Insurance Company
Allianz Life Insurance Co Of North America
American Community Mutual Insurance Co
American Continental Insurance
American National Life Insurance
American National Insurance Co.
American National Life Insurance Company of Texas NCAA
American Family Mutual Insurance Company
American Pioneer Life Insurance
American Republic Insurance
Anthem Insurance Companies, Inc.
Anthem BLUE CROSS
Anthem Blue Cross Life and Insurance Company
Assured Life Association
Avalon Insurance Co.
Avera Health Plans
Bankers Fidelity Life Insurance
Bankers Life & Casualty
Banner MediSun
Blue Cross and Blue Shield Companies
Blue Cross of California
Blue Shield of California
BCBS Companies
Blue Cross Blue Shield of Kansas City
CSA Frateranl Life
CALIFORNIA PHYSICIANS' SERVICE
Carefirst Of Maryland Inc
Capital Advantage Insurance Co
Central Reserve Life Insurance
Central States Health & Life Co Of Omaha
Christian Fidelity Life Insurance
Colonial Penn Life Insurance Co
Combined Insurance Company of America
Conseco Insurance Company
Constitution Life Insurance Company
Continental General Insurance Company
Continental Life Insurance Company of Brentwood, Tennessee
Continental Life Insurance Company
Country Life Insurance Company
Coventry Health & Life Ins Co
Dallas General Life Insurance Company
Equitable Life and Casualty Insurance
Family Life Insurance
First Community Health Plan
Genworth Life & Annuity Insurance Company
Genworth Life Insurance Company
Gerber Life Insurance Company
Globe Life and Accident Insurance Company
Golden Rule Insurance Company
Great American Life Insurance
Guarantee Trust Life Insurance
Hartford Life & Accident Insurance Co
Hartford Life Insurance Company
Horizon Blue Cross and Blue Shield
Horizon Blue Cross Blue Shield of New Jersey
Health Alliance Medical Plans
Healthy Alliance Life Insurance
HEALTH NET LIFE INSURANCE COMPANY
Health Net of California
Highmark Blue Shield
Highmark Blue Cross Blue Shield
Humana Insurance Company
Humana Health Benefit Plan of Louisiana, Inc
Independence Blue Cross
Inter-County Hospitalization Plan Inc.
KSKJ American Slovenian Catholic Union
Kanawha Insurance Co
Life Investors Insurance Co Of America
Life Investors of America
LifeWise Health Plan of Oregon
Lincoln Heritage Life Insurance Company
Loyal American Life Insurance
Marquette National Life Insurance Company
Medico Insurance Company
MENNONITE MUTUAL AID ASSOCIATION
Monumental Life Insurance
Mutual of Omaha Insurance Companies
Mutual Protective Company
National States Insurance Company
New Era Life Insurance Company
New West Health Services
Noridian Mutual Insurance Company
ODS Health Plans
Old Surety Life Insurance Company
Order of United Commercial Travelers of America
Oxford Life Insurance Company
PFL Life Insurance Company
Pacificare Life & Health Insurance
Pekin Life Insurance Co
Penn Treaty Network America Insurance Co
Pennsylvania Life Insurance Company
Peoples Benefit Life Insurance Co
Philadelphia American Life Insurance
Physician's Life Insurance Company
Preferred Health Systems Insurance Company
Premera Blue Cross of Alaska
Priority Health
Provident American Life & Health
Pyramid Life Insurance Company
Regence BlueCross Blue Shield of Orego
Reserve National Insurance Company
Rocky Mountain Health Care Options
Royal Neighbors of America
SPJST Slovanska Podporujici Jednota Statu Texas
Sanford Health Plan
State Mutual Insurance Co
Secure Horizons
Sierra Health and Life Insurance
Southwest Service Life Insurance
SPJST
Senior Health Insurance Co. Of Pennsylvania
Sierra Health and Life Insurance Company, Inc.
Standard Life and Accident Insurance Company
State Farm Mutual Insurance
State Mutual Insurance Company
Sterling Investors Life Insurance
Sterling Life Insurance Company
Thrivent Financial for Lutherans
Transamerica Life Insurance
Trustmark Life Insurance Company
UPMC Health Plan
Unicare
United American Insurance Company
United Commercial Travelers (UCT)
United Health Insurance
United National Life Insurance
United of Omaha Life Insurance Company
United Savers Association
United Teacher Associates of America
United World of Omaha
Union Bankers Insurance Co
USAA Life Insurance
Wellmark Blue Cross Blue Shield Of Iowa
Western Mutual Insurance Co.
Woodmen of the World Insurance
World Corp Insurance Company
World Insurance Co
Blue Cross Blue Shield AL
Blue Cross Blue Shield AZ
Blue Cross Blue Shield AR
Blue Cross Blue Shield CA
Blue Cross Blue Shield CO
Blue Cross Blue Shield CT
Blue Cross Blue Shield DE
Blue Cross Blue Shield FL
Blue Cross Blue Shield GA
Blue Cross Blue Shield IL
Blue Cross Blue Shield IN
Blue Cross Blue Shield IA
Blue Cross Blue Shield KS
Blue Cross Blue Shield KY
Blue Cross Blue Shield LA
Blue Cross Blue Shield ME
Blue Cross Blue Shield MD
Blue Cross Blue Shield MA
Blue Cross Blue Shield MI
Blue Cross Blue Shield MN
Blue Cross Blue Shield MS
Blue Cross Blue Shield MO
Blue Cross Blue Shield MT
Blue Cross Blue Shield NE
Blue Cross Blue Shield NV
Blue Cross Blue Shield NE
Blue Cross Blue Shield NJ
Blue Cross Blue Shield NH
Blue Cross Blue Shield NM
Blue Cross Blue Shield NY
Blue Cross Blue Shield NC
Blue Cross Blue Shield ND
Blue Cross Blue Shield OH
Blue Cross Blue Shield OK
Blue Cross Blue Shield OR
Blue Cross Blue Shield PA
Blue Cross Blue Shield RI
Blue Cross Blue Shield SC
Blue Cross Blue Shield SD
Blue Cross Blue Shield TN
Blue Cross Blue Shield TX
Blue Cross Blue Shield UT
Blue Cross Blue Shield VT
Blue Cross Blue Shield VA
Blue Cross Blue Shield WA
Blue Cross Blue Shield WV
Blue Cross Blue Shield WI
Blue Cross Blue Shield WY
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